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Terms and Conditions

Last Updated: 11 August 2024

Welcome to My २ Cents, PKPG Private Limited (“Company,” “we,” “our,” or “us”). By accessing, browsing, or using our website or services (“Services”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Services.

  1. Acceptance of Terms

By using our Services, you accept these Terms and Conditions, without limitation or qualification. If you do not agree to any part of these Terms, you must cease all use of our Services immediately.

  1. Right to Modify

We reserve the right to change, modify, add, or delete portions of these Terms at any time without prior notice. It is your responsibility to review these Terms periodically for any changes. Your continued use of our Services after any modifications constitutes acceptance of those changes.

  1. Privacy Policy

Please refer to our Privacy Policy for information regarding how we collect, use, and store your personal information.

  1. Services

Our Services include financial and strategic consulting tailored to the specific needs of our clients. All deliverables, reports, and consultations are provided for informational purposes only and should not be construed as legal, financial, or investment advice.

  1. Intellectual Property

All content on our website and all materials provided as part of our Services, including but not limited to text, graphics, logos, and software, are the property of PKPG Private Limited or its licensors and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any of our content without our express written consent.

  1. Client Responsibilities

Clients are responsible for providing accurate and complete information to enable us to deliver effective consulting services. The Company is not responsible for any outcomes resulting from the client’s failure to provide necessary information or for decisions made by the client based on our recommendations.

  1. Payment Terms

Fees for our Services are outlined in our engagement letter or service agreement. Payments must be made in full before the commencement of Services, unless otherwise agreed upon in writing. Late payments may result in the suspension or termination of Services.

  1. Refund Policy

We are committed to delivering high-quality consulting services. However, if you are not satisfied with our Services, you may request a refund within 15 days of receiving our deliverables. Refunds will be provided at our sole discretion, based on an assessment of the situation. No refunds will be issued for Services that have been fully rendered or for any cancellation requests made after the specified refund period.

  1. Limitation of Liability

To the maximum extent permitted by law, PKPG Private Limited and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, data, or other intangible losses arising from your use of our Services.

  1. Indemnification

You agree to indemnify, defend, and hold harmless PKPG Private Limited and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of or in any way connected with your use of our Services or breach of these Terms.

  1. Governing Law

These Terms and any disputes arising from or relating to them shall be governed by and construed in accordance with the laws of the\ India, without regard to its conflict of law principles. The courts in Kolkata, West Bengal, India, shall have exclusive jurisdiction over any legal action or proceedings arising from these Terms.

  1. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and PKPG Private Limited concerning your use of our Services.

  1. No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of PKPG Private Limited.

  1. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

Contact Information

For any questions regarding these Terms and Conditions, please contact us at:

PKPG Private Limited

IA 299 Saltlake Sector 3 1st floor
Kolkata – 700097

Kolkata, India

support@mytwocents.in

+91 9051376319